Use Spends for your own personal finance tracking. Keep your Google account and device secure, and do not use the app for anything unlawful or abusive.
Your responsibility
You are responsible for checking your own records before making money decisions. Spends helps you track and summarize. It does not replace professional financial, investment, tax, legal, or accounting advice.
Google Sheet backup
If you connect Google Drive, Spends creates or updates one app-created backup spreadsheet in your Drive using the permission you approve. You can revoke that access from your Google Account at any time.
AI can be wrong
Category detection and JOJI replies may be inaccurate or miss context. JOJI is read-only and its answers are grounded in recorded data, but you should still double-check anything important against your own records.
Deleting your account
Settings, Delete account permanently removes the app-scoped spends, budgets, auto-pays, planned spends, accounts, categories, goals, JOJI context, answer evidence, and feedback tied to your account. This cannot be undone, and there is no recovery period.
Availability
This app is provided as-is and may change, break, or be unavailable. Keep your own backup for anything important.
No warranty
Spends is provided as-is, with no guarantee of accuracy, availability, or fitness for a particular purpose. Use it at your own discretion.