Spends

Terms of Service

Last updated: July 30, 2026

Use Spends for your own personal finance tracking. Keep your Google account and device secure, and do not use the app for anything unlawful or abusive.

Your responsibility

You are responsible for checking your own records before making money decisions. Spends helps you track and summarize; it does not replace professional financial, investment, tax, legal, or accounting advice.

Google Sheet backup

If you connect Google Drive, Spends creates or updates a backup spreadsheet in your Drive using the permissions you approve. You can revoke that access from your Google Account at any time.

AI can be wrong

Category detection, budget suggestions, and chat replies may be inaccurate or miss context. Always double-check anything important against your own records.

Availability

This app is provided as-is and may change, break, or be unavailable. Keep your own backup for anything important.

No warranty

Spends is provided as-is, with no guarantee of accuracy, availability, or fitness for a particular purpose. Use it at your own discretion.